Job Description

Job Title: Product Owner – Digital Credit Card Platform (Tech Focused)

Location: Pittsburgh, PA/ Cleveland, OH/ Dallas, TX/ Tampa, FL (preferred Pittsburgh and Cleveland)

Years of experience – Bachelor with minimum 5 years of relevant experience

Job Overview:

We are seeking a technology ‑ centric Product Owner for Credit Card Digital Banking who can own the product backlog, prioritize releases, and drive delivery across complex technical ecosystems .

This role requires a developer or architect ‑ turned Product Owner with deep understanding of API integrations, backend systems, data models, and end ‑ to ‑ end process flows , working closely with engineering teams.

The Product Owner will be responsible for building and integrating digital banking frontend capabilities with backend services and data platforms , balancing business outcomes with technical feasibility and platform scalability

Responsibilities:

• Own and manage the product backlog end‑to‑end , including grooming, prioritization, and readiness for multiple release trains.
• Translate credit‑card business objectives into clear technical product roadmaps , epics, and release plans.
• Define epics, user stories, and acceptance criteria with strong technical depth, ensuring alignment with backend services, APIs, and data models.
• Prioritize features and releases based on architectural dependencies, platform readiness, risk, and business value.
• Act as the single point of accountability between engineering, architecture, API, data, and platform teams .
• Drive decisions around API contracts, payload structures, service orchestration, canonical data models, and integration patterns .
• Review and validate technical designs and process flows , ensuring feasibility and alignment to target architecture.
• Partner closely with engineering leads and QA to ensure robust backend, API, and UI test coverage .
• Proactively identify and remove technical dependencies, integration risks, and delivery blockers .
• Validate releases post‑production using KPIs, system performance metrics, and data quality checks.
• Clearly communicate technical and delivery trade‑offs to stakeholders and leadership.

Qualifications:

• 5+ years of experience in digital banking / fintech, with hands‑on technical background (developer, senior engineer, or architect before moving into Product Ownership).
• Strong experience in credit card platforms , including application lifecycle, onboarding, transactions, rewards, disputes, and fraud.
• Proven experience owning backlogs and release prioritization in agile / scaled‑agile environments.
• Deep understanding of:
• API‑driven architectures (REST/JSON, microservices)
• Backend systems and integration patterns
• Data models and enterprise data platforms
• End‑to‑end process flows across channels and systems
• Ability to write and interpret SQL queries and analyze backend data to support decision‑making.
• Strong command of technical concepts to effectively challenge designs and collaborate with engineers.
• Excellent communication skills with the ability to bridge business requirements and engineering execution .

Nice to Have

• Prior experience working on large‑scale digital banking or credit card transformation programs
• Exposure to cloud‑native platforms, event‑driven architectures, or enterprise integration layers
• Experience working in platform‑based product models rather than project‑based delivery

Job Tags

Similar Jobs